Understanding health insurance plans can be confusing to most consumers. Many don't know where to look or whom to contact for information on the coverage of speech-language pathology services, audiology services and hearing aids, let alone how to interpret the coverage guidelines. ASHA has developed this site to help you, as a consumer, understand your health plan as well as provide further contacts to assist you in understanding and obtaining the coverage you need to receive speech and hearing services.

In order to understand your health care coverage, you must first be able to identify what type of health plan you may have.

• Private Health Plans are the most common. These are health plans offered by employers to their employees. They can also be purchased by an individual.
• Medicaid is government funded health care, typically provided for low-income individuals and families.
• Medicare is government funded health care, typically provided for individuals ages 65 and over.